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Roger Schuldt Insurance Blog: 8_2015

View the latest blog posts from Roger Schuldt Insurance.

Liability insurance (either a standalone commercial liability policy or the liability portion of a homeowners or renters policy) will defend the named insured if they are sued. If you have another entity that could be sued (a corporation or LLC for example) make sure that entity is named on some liability policy as either a named insured or an additional insured. READ MORE >>

SPRINGFIELD, IL—The United States Department of Agriculture (USDA) has granted the request of Governor Rauner for disaster designation in 87 Illinois counties and 14 contiguous counties that suffered losses due to rain and flooding this year. READ MORE >>

As you might expect we have had a number of water damage claims the last few weeks.  Since all homeowners policies exclude flood coverage there are really two ways that you can insure against rain water damage. First the federal government provides for flood protection through the national flood insurance program. READ MORE >>

Most, though not all, insurance companies have a grace period when it comes to payment due dates.  Depending on the company, that period can be anywhere from 1 day to as many as 10 days before the policy cancels for non-payment.   If a payment is made past the cancellation date and time, a reinstatement fee will often be charged. READ MORE >>

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